Housing loans to buy new houses for our tatsugotchis (or just loans in general)

[Severina#6247]

TOPIC TITLE: Housing loans to opt into for buying new houses for tatsugotchi

Note: This is a bit long and you might have to scroll from left to right if reading on desktop (based on the preview at least), sorry!

Suggestion: I think it would be a cool idea if we could take loans of certain amounts (such as housing loans) to buy bigger houses for our tatsugotchis and pay them off in the specified amount of time. 

There could be either preset loans of fixed amounts (like 100,000 credits, 500,000 credits, 1,000,000 credits etc) with fixed rates and stuff or there could be loans for customizable amounts of either the same fixed rate as the fixed loans or potentially something a bit higher to make customizable loans a bit more valuable.

It could perhaps auto-credit from our wallets in whatever time was specified (every week or every month or whatever) and we get a mail that this much money has been taken to pay off our loan, check t!loan debt or some command to see how much is left to pay.

This might be abusable for people trying to hoard credits and not pay them off so there could perhaps be some clause like "you have to have x amount of credit already in your wallet to take a loan" and our wallets could potentially go into negative figures if we don't have the money to keep giving for the loan.

This doesn't have to be limited to just housing and it can just be loans in general but I think it's a really cool concept which might even help people learn how loans work (even though that's not your responsibility or what the goal of this is).

Reason: It would enable people to buy more expensive products such as housing for our pets with the help of a loan and pay it off over a period of time. You currently have to save up for really long periods of time to be able to afford them but if you're able to consistently earn a good amount of credits, a loan would be really fun and helpful.

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Username: Severina#6247